Take-home pay, pay-frequency conversion, overtime, bonuses, raises, freelance rates, and job-offer comparisons — all instant, in your browser.
Enter a value in any one field — the rest convert automatically. Assumes 52 weeks/year and 40 hours/week by default (editable).
Estimates net pay using simplified 2024 US federal brackets, standard deduction, FICA, and an approximate flat state rate. See disclaimer in the FAQ.
Normalizes both offers to estimated annual take-home pay for a fair side-by-side comparison.
Adds an estimated 15.3% self-employment tax (Social Security + Medicare) on top of your target take-home, since self-employed workers pay both the employee and employer share.
Look up cost-of-living indices for your cities from a source like Numbeo, then compare.
Standard deduction: Single/MFS $14,600 · MFJ $29,200 · Head of Household $21,900.
Saved only on this device — never uploaded anywhere.
It uses simplified 2024 US federal tax brackets, standard deductions, FICA rates, and approximate flat state tax rates. It's a solid estimate for planning but not a substitute for a tax professional or payroll software, since it doesn't account for every credit, local tax, or itemized deduction.
Hourly, daily, weekly, biweekly (every 2 weeks), semi-monthly (twice a month), monthly, and annual — enter a value in any one and the rest are calculated automatically.
Overtime hours are paid at your chosen multiplier (commonly 1.5x for time-and-a-half or 2x for double time) applied to your hourly rate, then added to your regular pay for the period.
Yes, using the IRS "percentage method" most employers use for supplemental wages: a flat 22% federal withholding rate (37% above $1 million in a year), plus FICA and your selected state rate.
No. Every calculation runs locally in your browser using JavaScript. Nothing is sent to or stored on our servers, and local history stays in this browser only.
Yes. The Compare Two Offers panel normalizes both offers to an annual take-home figure, factoring in each offer's salary, bonus, and 401(k) match inputs, so you can compare like for like.
It works backward from a target annual take-home income and your billable hours to suggest an hourly rate, while separately estimating the 15.3% self-employment tax (Social Security + Medicare) that W-2 employees split with an employer but self-employed workers pay in full.
Real state tax systems have their own brackets, deductions, and credits. This tool uses a single simplified flat rate per state as a reasonable estimate rather than modeling every state's full bracket structure.
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